Offshore Savings Rates
Please click on the links below to view our current and historic interest rates.
Fixed Rate Bond maturing 28 September 2012
| Balance |
Annual
Gross % p.a. Fixed / AER |
Monthly Gross
% p.a. Fixed / (AER) |
| GBP5,000 and above |
3.60% |
3.55% (AER 3.60%) |
Fixed Rate Bond maturing 30 March 2012
| Balance |
On Maturity
Gross % p.a. Fixed |
(AER Fixed) |
| GBP5,000 and above |
3.25% |
(3.22%) |
Fixed Rate Bond maturing 30 September 2011
| Balance |
On Maturity
Gross % p.a. Fixed / AER |
Monthly Gross
% p.a. Fixed / (AER) |
| GBP5,000 and above |
2.80% |
2.77% (AER 2.80%) |
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Interest rates effective from 7th April 2009
| Balance |
Annual
Gross % p.a. |
Monthly
Gross % p.a. |
AER
Gross % p.a. |
On closure
Gross % p.a. |
| GBP1,000 and above |
2.50 |
2.47 |
(AER 2.50) |
2.50 |
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Immediate access savings accounts
Interest rates effective from 2nd April 2009
| Balance |
Annual
Gross % p.a. |
Monthly
Gross % p.a. |
AER
Gross % p.a. |
On closure
Gross % p.a. |
| GBP5,000 and above |
2.50 |
2.47 |
2.50 |
2.50 |
For Young Savers aged 0-25 years old
Interest rates effective from 28 February 2009
|
Annual |
| £10 and above |
1.00% |
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Notice savings accounts
Interest rates effective from 2nd April 2009
| Balance |
Annual
Gross % p.a. |
Monthly
Gross % p.a. |
AER
Gross % p.a. |
On closure
Gross % p.a. |
| GBP5,000 and above |
2.75 |
2.72 |
2.75 |
2.75 |
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Currency savings accounts
Interest rates effective from 17th January 2009
| Balance |
Annual
Gross % p.a. |
Monthly
Gross % p.a. |
Deferred
Gross % p.a. |
| USD10,000 - USD49,999 |
0.15 |
- |
0.15 |
| USD50,000 - USD99,999 |
0.20 |
- |
0.20 |
| USD100,000 - USD199,999 |
0.25 |
- |
0.25 |
| USD200,000 and above |
0.35 |
- |
0.35 |
Interest rates effective from 20th May 2009
| Balance |
Annual
Gross % p.a. |
Monthly
Gross % p.a. |
Deferred
Gross % p.a. |
| EUR10,000 - EUR49,999 |
0.50 |
- |
0.50 |
| EUR50,000 - EUR99,999 |
0.50 |
- |
0.50 |
| EUR100,000 - EUR199,999 |
0.50 |
- |
0.50 |
| EUR200,000 and above |
0.50 |
- |
0.50 |
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Small print
Deposit base rate 0.05%. Interest rates are variable and quoted gross % p.a. that
is, without any deduction of tax (subject to changes in legislation). AER stands for the Annual Equivalent
Rate and illustrates what the interest rate would be if interest was paid to the account once a year. EU
residents who are subject to retention tax by way of the European Union Savings Tax Directive (EUSTD) will
need to consider the effect of the retention tax. EU residents should refer to the EUSTD part of this site
if unsure as to whether or not they are affected. The above must be read in conjunction with the full
account details and terms and conditions.