eAccess2 - Important Notes

The following sets out the 'special conditions' for International eSavings Accounts and must be read in conjunction with the 'International eSavings Terms & Conditions'

1. International eSavings Accounts are only available to individuals. Joint accounts are not available.
2. International eSavings Accounts are not available to UK residents.
3. We will pay interest gross without the deduction of tax at source to non EU residents.
4. EU residents who are subject to retention tax by way of the EU Savings Tax Directive will need to consider the effect of the retention tax that will be applied to their accounts. More information can be found in our EUSTD information section.
5. It is the responsibility of the depositor to declare any interest received to their relevant tax authority.
6. If the balance falls below the account minimum of £1,000, our deposit base rate will apply.
7. The account is only operated in £ sterling.
8. Withdrawals and deposits can only be made electronically to an account held in the same name(s).
9. Annual interest is paid on 31 March. Monthly interest is paid on the last day of the month. Deferred interest is paid on account closure.
10. The law governing this agreement both before and after completion is the law of the Isle of Man.
11. In respect of deposits or withdrawals, Bradford & Bingley International shall not be liable for any losses arising from the delay in the transmission of funds that are due to causes beyond its control.