eAccess - internet savings account

Where's eAccess gone?

eAccess is no longer available for new applications. Existing customer accounts continue to operate as normal. Information on eAccess is still available below for existing customers.

So what savings accounts are now available online?

To replace eAccess we have launched Access2 which is a high interest, no notice internet savings account. eAccess2 is available to new and existing customers and is available with annual, monthly or deferred interest.

eAccess key features

• Manage from home - eAccess provides the convenience of viewing and managing your account from the comfort of your own home
• Helps you save - regular savings helps you put money aside on a regular basis and grow your savings
• No hassles - electronic transfers can be made to nominated bank accounts internationally as well as in the UK clearing system
• Award winning - ‘Best new Banking product 2006’ gives you the assurance of convenient savings with quality service
• More for you - to add to the convenience of eAccess, you get a great interest rate to make your money work hard for you

Important Notes

This brochure sets out the 'special conditions' for International eSavings Accounts and must be read in conjunction with the 'International eSavings Terms & Conditions'

1. International eSavings Accounts are only available to individuals. Joint accounts are available.
2. International eSavings Accounts are not available to UK residents.
3. We will pay interest gross without the deduction of tax at source to non EU residents.
4. EU residents who are subject to retention tax by way of the EU Savings Tax Directive will need to consider the effect of the retention tax that will be applied to their accounts. More information can be found in our EUSTD information section.
5. It is the responsibility of the depositor to declare any interest received to their relevant tax authority.
6. If the balance falls below the account minimum of £1,000, our deposit base rate will apply.
7. The account is only operated in £ sterling.
8. Withdrawals and deposits can only be made electronically to an account held in the same name(s).
9. Annual interest is paid on 31 March. Monthly interest is paid on the last day of the month. Deferred interest is paid on account closure.
10. The law governing this agreement both before and after completion is the law of the Isle of Man.
11. In respect of deposits or withdrawals, Bradford & Bingley International shall not be liable for any losses arising from the delay in the transmission of funds that are due to causes beyond its control.

Ideal for

The convenience and flexibility offered by eAccess makes this internet savings account ideal for international and expatriate customers. You can operate and manage this account at a time that suits you and from the comfort of your own home whilst benefiting from the tax advantages of saving with a respected offshore savings institution.

It is also a great account for Channel Island and Isle of Man residents who are very often not catered for by UK internet savings banks.

Small print

Deposit base rate 0.05%. Interest rates are variable and quoted gross % p.a. that is, without any deduction of tax (subject to changes in legislation). AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid to the account once a year. The ‘On Closure’ interest option accrues interest until closure, and so does not offer the potential benefit of interest compounding on an annual basis. EU residents who are subject to retention tax by way of the EU Savings Tax Directive (EUSTD) will need to consider the effect of the retention tax. EU residents should refer to the EUSTD part of this site if unsure as to whether or not they are affected. The above must be read in conjunction with the full account details and terms and conditions.